Browsing by Author "Dhiraj Sharma"

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    Inflationary Trends in India: A Pre and Post Reform Study
    (Chitkara University Publications, 2018-10) Indu Bala; Dhiraj Sharma
    The present paper attempts to explore the nature, trends and patterns of inflation in India during 1980-2016. The selected time period has been trifurcated purposively into three-time spans namely, pre-reform period (1980-90), after reform period (1991-2000) and subsequent period (2001-16). The endeavour of the paper is to examine the dynamics of inflation over the three-time spans from 1980-2016 in the Indian economy. It has been found that the inflation, based on WPI and CPI, is continuously rising since 1980. Up to 1995, the trend in CPI and WPI were same and there was no significant difference between them. However, after 1995, CPI has recorded larger growth as compared to WPI. Such trend has also continued in the subsequent period. The study reveals that this trend may be attributed to change in the composition of WPI and CPI since weights of primary articles have declined in WPI whereas such weights have registered a considerable increase in the categories of manufacturing, fuel and power. The shift in weights overtime provides us with an indicator of the changing production and use pattern of the commodities in the Indian set up. Further, the weights of food items have reduced overtime in case of CPI and such weights have been increased in respect of clothing, housing and fuel. The changes witnessed in weights of CPI are indicators of a growing economy. This study further contributes in the available literature by comparing the patterns of Inflation in Pre and Post-reform Period
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    Rising Toll of Frauds in Banking: A Threat for the Indian Economy
    (Chitkara University Publications, 2018-04) Neha Sharma; Dhiraj Sharma
    Banking is a process which predicts the relationship between sources of funds and their application. The basic process of banking helps the society to bridge the gap between availability and usage of these available funds in a correct manner. Over the years the banks have developed in a very big way, and with the growth of banking business, banking frauds have taken birth. The history of banking frauds is almost as old as the banking startup. Today, bank frauds have taken all possible forms and are prevalent in every facet of banking. There is a spirited need for banks to always stay alive to threat of frauds, build strong systems that can shield, pre-empt frauds, continuously monitor and review the efficiency of such preventive systems. To succeed in controlling frauds, banks need to be proactive and pre-emptive. This study establishes a theoretical framework with regards to banking frauds in the Indian context as well as shows the picture of frauds in banking sector outside India. By reviewing various studies in the area of banking frauds the paper built a research model which further helps to find out various types of frauds and reasons for the same, and will definitely give new scope to further studies. The present study sheds light on the area by reviewing various studies in the field of banking frauds. The study helps to find out the growth and trends of frauds in the banking sector and specially focuses on Indian Banking sector, as at present there are very few studies which give an in-depth insight of frauds in banking sector. Further the study also reviews the role of employee and customer with regard to banking fraud studied which is primarily needed in the context of Indian Banking system. The present study is conducted by collecting secondary data from the published and unpublished Sources, Government Publications, journals, magazines, books and periodicals etc